Most homeowners don’t realize this until it’s too late: that “simple form” you signed with a roofer? It’s a contingency agreement—a legally binding contract that locks you into using that contractor if your insurance approves your claim.
Good news: you can get out of it. Here’s how.
Almost every contingency agreement has a cancellation clause. Look for:
Never “just call.” Send a certified letter or email that clearly states:
Some contractors bury “liquidated damages” (fees) into the agreement. If you see this, consult an attorney before paying anything—many of these clauses aren’t enforceable.
Contractors know dragging a homeowner into court over a roof isn’t good for business. Be polite but firm. Remind them that you’ll leave reviews or pursue complaints if they try to enforce a shady contract.
The easiest way to avoid the headache? Don’t sign one in the first place. Good roofers don’t need contingency agreements to win your business.
If you feel trapped, you’re not. Contingency agreements are beatable with the right steps: read, cancel in writing, protect yourself, and move on.
Very professional, knowledgeable. Young man at age assisted me but knew his stuff and made it easy for me to understand
I recently moved back into my childhood home and needed some roofing done. I reached out and ******* did everything I asked and more. I had plenty of questions and he addressed them all being making sure I was knowledgeable and comfortable until the completion of the project!
Whaley Construction Group made the whole roof replacement easy and stress-free. Great communication, fast work, and the roof looks amazing. Highly recommend!
Everything’s above board: licensed, insured, and built to last — exactly how it should be.
No shady vans. No disappearing acts. Just reliable local service.
You won’t have to chase your carrier — we’ll guide the claim, meet the adjuster, and explain every step.
